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How to Get a Loan

Before you begin searching for your dream property, consult with one of mortgage specialists and they'll help you determine an approximate purchase price that fits your budget.

Once you've found your new home, here's an overview of the loan-application process:

STEP ONE -- Apply Now! Getting started is easy

When you've selected a property and have a Purchase Agreement with the Seller, the next step is to complete your loan application, which can be done easily through our website. To get started, select an application from the list on the left.

At the appropriate time we'll order a property appraisal for you.

STEP TWO -- Your Loan is Approved and Funded

Your Real Estate Agent or the Seller will designate a Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly.

CMCU will coordinate with the Title Company Team and you'll sign the final papers at their office.

Throughout the loan-application process, we provide you with regular status updates. You can also e-mail or call our mortgage specialists with questions or new information.

Central Minnesota Credit Union NMLS #1598603
20 4th Ave SE, Melrose, MN  56352
Office:  (888) 330-8482
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