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Mortgage Rates
Here are loan programs we offer. These programs are unique to Central Minnesota Credit Union. The payments listed below do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater. To learn more about these programs and many others, call us at 888-330-8482.
Loan Amount:      $

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Program Name Rate Points APR Payment  
30 Year Fixed (Conforming) 3.875% 0.25% 4.075% $0.00  
30 Year Fixed (Conforming) 4.000% 0.00% 4.181% $0.00  
30 Year Fixed (Conforming) 4.125% -1.38% 4.306% $0.00  
20 Year Fixed (Conforming) 3.625% 0.50% 3.929% $0.00  
20 Year Fixed (Conforming) 3.750% 0.00% 3.998% $0.00  
20 Year Fixed (Conforming) 3.875% -0.88% 4.122% $0.00  
15 Year Fixed (Conforming) 2.875% 0.62% 3.273% $0.00  
15 Year Fixed (Conforming) 3.000% 0.00% 3.308% $0.00  
15 Year Fixed (Conforming) 3.125% -0.88% 3.433% $0.00  
10 Year Fixed (Conforming) 2.750% 0.50% 3.301% $0.00  
10 Year Fixed (Conforming) 2.875% 0.00% 3.321% $0.00  
10 Year Fixed (Conforming) 3.000% -0.88% 3.446% $0.00  
30 Year Fixed (FHA) 3.250% -0.07% 3.985% $0.00  
30 Year Fixed (FHA) 3.375% -0.59% 4.440% $0.00  
30 Year Fixed (FHA) 3.500% -1.19% 4.581% $0.00  
15 Year Fixed (FHA) 3.000% -0.85% 3.877% $0.00  
Rural Housing (USDA-RHS) 3.250% 0.00% 3.978% $0.00  
Rural Housing (USDA-RHS) 3.375% -1.00% 4.106% $0.00  
Rural Housing (USDA-RHS) 3.500% -1.62% 4.233% $0.00  
Rates are subject to change without notice.
Rates last updated on 10/22/2014.
Central Minnesota Credit Union NMLS #955591
20 4th Ave SE, Melrose, MN  56352
Office:  (888) 330-8482
promotions@mycmcu.org
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